Privacy Policy & Terms of Use
Privacy Policy
1. Information We Collect We may collect personal information such as your name, date of birth, address, phone number, email address, and financial/health details when you use our quoting tools or request insurance information.
2. How We Use Your Information
- To provide life insurance quotes and related services.
- To communicate with you regarding your inquiries.
- To comply with applicable insurance regulations.
- To improve our website and services.
3. Sharing of Information We may share your information with licensed insurance carriers, underwriters, and service providers as necessary to provide quotes and insurance services. We do not sell your personal information.
4. Security We use reasonable safeguards to protect your information. However, no method of transmission over the internet is 100% secure.
5. Your Rights Depending on your state of residence, you may have rights to access, correct, or request deletion of your personal information. You may also opt out of marketing communications at any time.
6. Compliance We comply with applicable federal and state privacy laws, including the Gramm-Leach-Bliley Act (GLBA), Telephone Consumer Protection Act (TCPA), and CAN-SPAM Act. If you reside in a state with additional privacy protections (such as California), you may have additional rights.
Terms & Conditions
1. Licensing Disclosure This website is operated by a licensed life insurance agent in Florida and other states. License numbers are available upon request.
2. Quotes Disclaimer Quotes provided through this website are for informational purposes only and are not guarantees of coverage or premium. Final rates and eligibility are determined by the insurance carrier.
3. No Legal or Financial Advice Information provided on this site is for educational purposes only and should not be considered legal, tax, or financial advice. Please consult with a qualified professional for advice specific to your situation.
4. User Responsibilities You agree to provide accurate information when using our quoting tools. Misrepresentation may affect your eligibility for coverage.
5. Intellectual Property All content on this site, including text, graphics, and logos, is the property of [Your Agency Name] and may not be copied or reused without permission.
6. Limitation of Liability We are not liable for any damages arising from the use of this website or reliance on information provided herein.
7. Governing Law These Terms & Conditions are governed by the laws of the State of Florida and applicable federal law.
Contact Us
If you have questions about this Privacy Policy or Terms of Use, please contact:
Andrew Ritchie
Andrew@InsuranceAndrew.com
321-345-6028